Investing for UK resident Americans

Investment advice optimised to work across two countries

Vie International provides investment management and cross-border financial planning advice for expat, high-net-worth US tax payers. Our clients are US connected or those who discover themselves as ‘accidental Americans’ living in the UK.

We work together with our clients to reach their investment goals in the currency of choice, whilst navigating the Passive Foreign Investment Company [PFIC] tests from the IRS that apply to Americans wherever they live in the world.

Whether you prefer to preserve your wealth or continue to enjoy seeing your investments grow, our team brings over 20 years’ experience of international portfolio design.

We invest according to our clients’ risk aptitude and tax situation and use time-tested theories which prove to result in long-term value creation.

Intrinsic to our company ethos and clients’ preferences, our investment philosophy favours global designs with a watchful eye on the US markets.

Asset allocation can impact the level of a client’s retirement savings more so than the investments themselves. We analyse investment data and prevailing economic conditions to recommend an allocation across asset classes that aligns precisely with each client’s risk tolerance and long-term objectives.

Fund selection is a critical component of building an investment portfolio. For American investors, we design US compliant portfolios with US tax reporting that avoid PFIC traps. We have contractual agreements and access to top tier investment managers in both the UK and the US. For accredited investors, this includes access to alternative investments and private markets. Our design strategies are supported by research and infrastructure from the M Financial Group and others in the US as well as our custodians and research platforms in the UK.

Tailored portfolios and multi-asset solutions for US tax payers

Each client is given the time and attention that their planning deserves. We design bespoke, multi-asset portfolios drawn from a broad range of investment providers to deliver optimal outcomes.

Unique and customised portfolios using a selection of funds from a range of investment providers are analysed for client suitability. Where appropriate, carefully selected single multi-asset funds can provide a streamlined solution consistent with our investment philosophy, whilst providing a robust and transparent solution.

Investment strategy can be a mercurial pursuit for some; we like to keep it simple yet elegant.

Dedicated and ongoing personal service is given to clients to ensure the portfolio design and performance continues to meet expectations.

Tax relief for movers to the UK

The UK has recently introduced a residence-based tax system for people moving to the UK. For the first 4 tax years, UK tax relief is given on foreign income and gains.

This applies to individuals who come to the UK after a period of at least 10 consecutive tax years of non-UK residence.  These individuals are able to claim UK tax relief on foreign income and gains that accrue during their first 4 years of UK residence.

At Vie International, we can manage a US portfolio from the UK with knowledge of the tax treatment for American UK residents.

We are here to serve clients in the long-term and be a partner in the pursuit of your goals.

Contact Vie International

If you would like to learn more about investing as an American in the UK, please reach out to a Vie International investment advisor for an initial meeting with a cross-border investment professional.